Budgeting

A budget is telling your money where to go instead of wondering where it went.”
~ John C. Maxwell.

Income (Salary, Net Business, Child Support, Alimony) 

10% Charitable Contributions (Church, Ministries, etc)   
10% Savings & Investments (Emergency, Retirement, etc)

Taxes (Federal, State & Local)
Rent or mortgage payments (Inc Taxes, Insurance, HOA)
Utilities (Heat, Electric, Water, Sewer)
Home Maintenance (Lawn, Garden, Pest, Pool, Cleaning, etc)
Phone (Home & Cell)
Cable & Internet
Food & Beverages
Auto Loans
Transportation Expenses (Gas, Tolls, Parking, AAA, etc)
Auto Insurance & Maint (Repairs, Oil, Tires)
Clothing (Laundry, Dry Cleaning)
Medical (Dentist, Prescriptions, Vision, HAS)
Life & Disability Insurance
Education (Tuition, Supplies, Tutoring)
Gifts (Christmas, Birthdays, etc)
Pets (Food, Vet, Vaccinations etc)
Child Care (Babysitting, Allowances, Activities)
Personal Care (Cosmetics, Hair, Gym, Vitamins)
Vacations
Entertainment (Restaurants, Videos, Books, Music, etc)
Debt Reduction (Credit Cards, School Loans, etc)